Student Accounts

Step 1: Review your options!
Illinois State Credit Union's student account program includes 3 options that are sure to fit your needs! Choose from one below and start your financial journey the right way!
Kids Club Account
Our Kids Club account is our basic package to get kids started on the right path to a successful financial future! This is a savings account that earns a higher interest rate and can be kept open for life! *A parent or guardian must be joint on this account.
- Perfect for younger children
- Regular savings account with $20 minimum balance to establish membership
- Special savings account with an interest rate of 1.90% APY* and valid on the first $5,000
- Joint Owners can monitor the account through online banking
- No monthly service charge
Student Checking Account
Our Student Checking account comes with a high yield savings and also includes a checking account so your students can learn to start managing their money. *A parent or guardian must be joint on this account if the student is under the age of 18.
- Regular savings account with $20 minimum balance to establish membership
- Special savings account with an interest rate of 2.89% APY* and valid on the first $5,000
- Comes with a free debit card, a box of checks, and mobile check deposit
- Includes periodic e-newsletters
- $100 Active Checking Incentive if used as a primary account
- No monthly service charge
- No minimum checking account balance
- Unlimited access to many surcharge-free ATMs.
Smart Start Checking Account
Our Smart Start program is our premiere package for students! This package includes everything the Student Checking has and MORE!
- Get pre-approved for a starter loan, computer loan for school, or a VISA credit card*
- Rate discount at the time the account is opened
- Building credit now will have a huge impact on your future!
*A qualified co-signer may be required.
Step 2: Tell us about you!
Please indicate how you are eligible to join Illinois State Credit Union:*

Affiliated with Illinois State UniversityWinnebago County SchoolsLive in a surrounding communityWork in a surrounding communityBoard of DirectorsFamily MemberWeisbecker Scholarship Fund ($5 Donation)Credit Union Employee
Please select how you are affiliated with ISU: *
Please select which surrounding community: *
Do you have an existing account with Illinois State Credit Union?*

YesNo
What would you like to do?

Add a high-yield savings and checking to your existing accountAdd a Smart Start Loan Product to your existing accountAdd a Smart Start Loan product and checking to your existing account
Which of the above packages will best suit your needs?*

Kids Club - Basic SavingsStudent Checking - Savings and CheckingCredit Starter - Savings, Checking, and Loan Product

Kids Club Application Collapse
Child's Information
Full Name*

First NameLast Name
Date of Birth*

MonthDayYear
Social Security Number*
Permanent Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Phone Number*
E-mail*
Do you have a valid state issued ID, Driver's License, or passport?*

YesNo
Photo of Birth Certificate

Browse Files

Cancelof
Photo of Social Security Card

Browse Files

Cancelof
Parent/Guardian Information
Full Name *

First NameLast Name
Social Security Number *
Date of Birth*

MonthDayYear
Current Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Phone Number*
E-mail*
example@example.com
Do you have an account with us?*

YesNo
What is your account number?
Do you want to transfer any money to fund your child's account?*

YesNo
How much do you want to transfer? *
*There is a $20 minimum balance required in the savings account.

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If applicable, is there another joint owner that would like to be on this account?*

YesNo
Secondary Joint Owner Name*

First NameLast Name
Secondary Joint Owner Social Security Number*
Secondary Joint Owner Date of Birth*

MonthDayYear
Secondary Joint Owner Phone Number*
Secondary Joint Owner Email Address*
example@example.com
How did you hear about this account?*
Name of the person that referred you to open this account:
Disclosures:
Student Signature*
Parent/Guardian Signature*
Secondary Joint owner Signature*
Additional Comments
Once you click submit, you will be redirected to DocuSign where you will upload your ID. Once we receive your ID, we will begin processing your application within 24-48 hours. If you have any questions, please contact member services at (309)451-8400
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